Remortgaging

Remortgaging saves you money, reduces your term and allows you to release equity from your home.

Expert remortgage advisors

    
 
 
        
   Alex Rowe 
 2022-10-04
 
 
 
  Highly recommended - knowledgable and reliable in equal measures. 
 
 
       
   Sij Shah 
 2022-10-04
 
 
 
  Paul was extremely helpful with my remortgage. I wouldn't have been able to obtain one without his help. Also got me a great deal and was very helpful with all my niggling questions. 
 
 
       
   Kamran Samandi 
 2022-09-21
 
 
 
  Paul is the best in the business, always there too help we are first time buyers had another broker first, but so glad we got recommended your mortgage group didn't look back, top friendly, professional service, best around 
 
 
       
   Harry A 
 2022-09-05
 
 
 
  Paul has been great, especially considering that I’m a first time buyer. He transferred everything into layman’s terms for me, and he was always on hand to guide me through the process - even over weekends and when he was on holiday. Would definitely recommend! 
 
 
       
   Simon Handby 
 2022-08-03
 
 
 
  Paul has been advising us on our mortgage since 2013. In that time he's helped us arrange mortgages with three lenders - including one at very short notice which helped to stop our original purchase falling through. He's always been helpful, available and reliable, plus he's generally a nice bloke. 
 
 
       
   Sam Cooper 
 2022-08-02
 
 
 
  We would highly recommend Paul at Your Mortgage Group!

We are both self employed and Paul's knowledge of the different lenders attitudes was invaluable in securing us a mortgage that worked well for us.

Paul is extremely personable and as a first time buyers we felt comfortable asking numerous questions and he always made time for us. 
 
 
       
   Shannon Howard 
 2022-07-19
 
 
 
  Paul has just guided me through my very first Mortgage process. He was extremely approachable and could contact him at any time to ask any questions I may have had. Although Completion took a while due to the construction of my property, he would check in on the process regularly! He was time efficient with producing the correct Documents and explained what each one of them was and what was then expected of me!
Could not have done it without you, Paul!
Thank you so much!
Would 100% recommend! 
 
 
       
   Rickelle James 
 2022-07-06
 
 
 
  Paul has communicated with us every step of the way, he has listened to our needs and gone above and beyond to meet them.  Paul is approachable and hard working and therefore comes extremely highly recommended! 
 
 
       
   Khaleel Jamil 
 2022-07-06
 
 
 
  Paul is excellent. He is attentive, really responsive and always happy to be contacted. He does all the hard work in making the remortgage happen, getting good deals, liaising with solicitors and mortgage providers and ensuring things proceed quickly. I fully recommend him! 
 
 
       
   Emily Bollon 
 2022-04-06
 
 
 
  Paul was absolutely brilliant - he never spoke over our heads, but in language we could understand which was super reassuring for a first-time buyers! He was always there when we needed him, and super quick to respond - especially when it mattered the most. Super flexible and would recommend to anyone!

Do you need to remortgage quickly, are experiencing issues with an existing remortgage application or are simply looking at getting a better fixed rate? Our expert independent mortgage advisors will help you find the best deal for you.

Our mortgage brokers are fully qualified in all aspects of remortgaging and have direct access to thousands of mortgage products across the entire market.

As an experienced property owner, you understand the importance of getting a good rate on your mortgage. Our service is tailored to your personal circumstances, we understand your local market and environment and have developed a reputation as leading independent mortgage brokers. This ensures we seek the best terms and rates for you and your remortgage. These rates can have a huge impact on your repayments, so it is essential you receive quality impartial advice based entirely on your circumstances and personal situation.

Frequently Asked Questions

What is a remortgage?

Remortgaging is the process of switching your current mortgage to another lender.

Why remortgage?

You may want to remortgage for any of the following reasons:

Reduce overall outgoings
Gain a better interest rate
To release equity
Your current mortgage is about to end
You want to borrow more money
To fund home improvements

Is it a problem if I have changed employment since I last took out a mortgage?

If your salary has remained the same or increased then there should be no problem at all remortgaging.

In other cases you may have moved from full-time employment to part-time or your situation has changed significantly then this will affect the amount you can borrow.

We can offer more specific individual advice in these cases.

When can I remortgage?

You can remortgage at any time however you may want to consider the following:

When does your current mortgage deal end?
Will you be saving more money?
Do I own enough equity in my property?

What costs are involved with remortgaging?

The cost to remortgage depends upon your individual circumstances and can change. However, keep an eye out for any early repayment charges or exit fees from your current provider as well as possible fees to your new lender.

Will my credit be checked?

Yes your credit score will be checked to be considered for remortgaging.

Speak to an expert

Talk to our team of mortgage experts in Brighton and find out your remortgage options.

Trusted feedback

Testimonials

We were recommended Your Mortgage Group by several friends who used them. The service we received for our remortgage was fantastic and saved us over £220 a month. We'd been with the same bank for 10 years on what thought was a good deal, but were genuinely shocked at how much we saved and how easy the switch was. No question was too much trouble. I can't recommend highly enough! Thank you.

Andrew Friel

Your Mortgage Group provided me with a new mortgage and critical illness cover. The service that I received was excellent and very professional. They showed me all the different options available to me, explained them in an easy to understand manner so I could make an informed decision about what mortgage I required and I also got me a better deal than if I had gone direct! I would certainly recommend them and will be using them again when I need to re-mortgage.

Philip Nicholls

We have used Your Mortgage Group to both find and renew our mortgages and we received an impeccable service which I highly recommend. So much so, they are now dealing with a friend and a family member to successfully find the best deal and most suitable mortgage for them. Your Mortgage Group are professional, honest, punctual and most importantly transparent and easy to deal with.

Simon Newman