Remortgaging
Remortgaging saves you money, reduces your term and allows you to release equity from your home.
Expert remortgage advisors
Do you need to remortgage quickly, are experiencing issues with an existing remortgage application or are simply looking at getting a better fixed rate? Our expert independent mortgage advisors will help you find the best deal for you.
Our mortgage brokers are fully qualified in all aspects of remortgaging and have direct access to thousands of mortgage products across the entire market.
As an experienced property owner, you understand the importance of getting a good rate on your mortgage. Our service is tailored to your personal circumstances, we understand your local market and environment and have developed a reputation as leading independent mortgage brokers. This ensures we seek the best terms and rates for you and your remortgage. These rates can have a huge impact on your repayments, so it is essential you receive quality impartial advice based entirely on your circumstances and personal situation.
Frequently Asked Questions
Remortgaging is the process of switching your current mortgage to another lender.
You may want to remortgage for any of the following reasons:
- Reduce overall outgoings
- Gain a better interest rate
- To release equity
- Your current mortgage is about to end
- You want to borrow more money
- To fund home improvements
If your salary has remained the same or increased then there should be no problem at all remortgaging.
In other cases you may have moved from full-time employment to part-time or your situation has changed significantly then this will affect the amount you can borrow.
We can offer more specific individual advice in these cases.
You can remortgage at any time however you may want to consider the following:
- When does your current mortgage deal end?
- Will you be saving more money?
- Do I own enough equity in my property?
The cost to remortgage depends upon your individual circumstances and can change. However, keep an eye out for any early repayment charges or exit fees from your current provider as well as possible fees to your new lender.
Yes your credit score will be checked to be considered for remortgaging.
